This Chocolate Peanut Butter Banana Trifle is a decadent layered dessert combining rich chocolate cake or brownies, creamy peanut butter and cream cheese mixture, silky chocolate pudding, crunchy peanut butter sandwich cookies, chopped peanut butter cups, and fresh bananas. Perfectly chilled and topped with whipped topping, this trifle balances textures and flavors for a delightful treat.